⚠ Pension Changes Are Being Considered. Do You Know What Applies To Your Circumstances?

If you have £150,000 or more in your pension, see if you may qualify for a professional review.

Answer a few simple questions about your pension and circumstances. We'll use your answers to assess whether your enquiry meets our criteria for a potential introduction to an FCA-regulated financial adviser.

  • ✓ Free Eligibility Check
  • ✓ No Obligation
  • ✓ FCA-Regulated Adviser Introduction

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Have you had a proper review of your pension arrangements?

If you've built up a significant pension pot, you may want to understand your current arrangements before making any decisions. We ask when your pension was last reviewed so we can qualify your enquiry for a potential adviser introduction.

If you haven't had a professional pension review for several years, you may wish to consider whether professional advice is right for you.

Pension Blueprint does not assess your pension, review its performance, judge your fees, or recommend changes. Those matters are for the FCA-regulated adviser.

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The tax changes nobody tells you about until it's too late

Right now, pensions generally pass to your beneficiaries free of inheritance tax. However, changes announced by the Government mean that from April 2027, pension pots could become subject to inheritance tax.

The exact impact depends on your individual circumstances, the size of your estate, and how your pension is structured. But for someone with a £300,000 pension pot, the potential inheritance tax exposure could be significant.

Most people don't know this is coming. And the ones who do don't know what to do about it.

The earlier you plan, the more options you have.

Tax treatment depends on individual circumstances and may change in the future. The information on this page is for educational purposes and does not constitute tax advice. You should consult a qualified financial adviser before making any decisions about your pension.

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Do you know what you're paying for your pension?

Pension charges vary between arrangements. If you want to understand your own charges, a regulated financial adviser can review your circumstances and explain what applies to you.

Pension Blueprint does not calculate, compare or judge your charges, and does not recommend a provider or a change.

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Do you understand your current pension arrangements?

Many people are unsure about the details of their pension. If you'd like professional help understanding your options, we can qualify your enquiry for a potential introduction to an FCA-regulated adviser.

Pension Blueprint does not assess your investment allocation, risk tolerance or performance, and does not recommend changes. The value of investments can go down as well as up, and you may get back less than you invested.

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What happens after you complete the enquiry?

We collect and qualify your enquiry. If your information meets our criteria, we may facilitate an introduction to an appropriately qualified, FCA-regulated financial adviser, who is responsible for assessing your circumstances and for any advice or recommendation.

There's no guarantee an adviser will accept you as a client, provide advice, or achieve any particular outcome.

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Who this service is for.

This is for you if:

  • ✓You have £150,000 or more in a workplace or private pension.
  • ✓You haven't had a professional pension review in the last 3 years.
  • ✓You're approaching retirement and considering professional financial advice.
  • ✓You want to explore whether an adviser introduction may be right for you.
This isn't for you if: You're looking for financial advice directly from Pension Blueprint. You want us to recommend an investment, pension, provider or fund. You're seeking guaranteed returns or guaranteed savings. You don't want your enquiry considered for a potential adviser introduction. You're subject to US tax obligations that the receiving adviser can't support.

Check Your Pension Eligibility

A few simple questions. No obligation. Potential introduction to an FCA-regulated adviser.

Pension Blueprint does not provide financial advice or conduct pension audits. We collect and qualify your enquiry and, where appropriate, may introduce you to an FCA-regulated financial adviser. Any advice or recommendations would be provided by the regulated adviser.

Why You Can Trust This Audit

  • FCA-Authorised Advisers
  • Your Data Is Protected
  • No Obligation No Pressure
  • 100% Free Eligibility Check

What people say about starting their enquiry.

Pension Blueprint helps people take the first step — collecting information about their pension enquiry and, where appropriate, facilitating an introduction to a regulated financial adviser.

“The whole process was straightforward. I answered a few questions about my pension and circumstances, and my enquiry was handled quickly and professionally.”
— Illustrative example based on common client scenarios
“I wasn't sure where to start with my pension. The eligibility check was simple to complete and I was introduced to an adviser who could help.”
— Illustrative example based on common client scenarios
“Really easy to use. The questions were clear and it only took a few minutes. I was glad I didn't have to ring around myself.”
— Illustrative example based on common client scenarios
“Communication was clear from start to finish. I understood what was happening at each step and what to expect next.”
— Illustrative example based on common client scenarios

Individual experiences are personal to the individuals concerned and are not a guarantee of any particular outcome.

Frequently asked questions

Is this really free?

There's no charge to submit an enquiry. If you're introduced to an adviser and later choose to use their services, the adviser will explain any fees before you decide whether to proceed.

Is this a pension audit?

No. Pension Blueprint doesn't conduct a financial advice or pension audit. We collect and qualify enquiries and may facilitate an introduction to an FCA-regulated adviser, who provides any review or advice.

Is Pension Blueprint FCA regulated?

No. Pension Blueprint is not authorised or regulated by the Financial Conduct Authority. We operate as an introducer and lead-generation service and don't provide financial advice or recommend financial products.

What happens after I submit my details?

We review your information against our qualification criteria. Where appropriate, we may facilitate an introduction to an FCA-regulated financial adviser.

Will Pension Blueprint tell me what to do with my pension?

No. We don't provide personal financial advice, recommend products or providers, or tell you what to do. Any regulated advice comes from the adviser.

Do I have to use the adviser?

No. There's no obligation to proceed if you're introduced to an adviser.

Will I be pressured into buying anything?

No purchase is required to submit an enquiry, and an introduction doesn't make you a client. Any services and charges will be explained before you decide whether to proceed.

Can you advise US taxpayers?

Pension Blueprint doesn't provide financial advice. Some UK advisers may be unable to advise people subject to US tax rules. We ask about this during qualification so introductions are handled appropriately.

Is my information safe?

Your information is handled in line with applicable UK data protection requirements. See our Privacy Policy for details.